Personal Finance

3 Steps To A September Budget Review

September always feels like a fresh beginning. Summer winds down and new routines begin. As kids settle into their schedules, I re-evaluate my own goals and reflect on financial habits. This »» [read more] ««

5 Traits Of Debt Conquerors

Have you ever conquered a mountain of debt? Are you planning to pay down debt in the near future? Let’s look at the traits of those who tackle their debt successfully, »» [read more] ««

5 Things My Budget Taught Me

The other day I looked at a printed copy of my budget and I had a bit of an epiphany.  By allocating money into categories, I certainly organize my finances but I also reveal »» [read more] ««

8 Ways To Creatively Build An Emergency Fund

Financial experts recommend  creating an emergency fund to help during a crisis. Without an emergency fund, unexpected expenses can sabotage an entire budget. And we all know how easily unexpected expenses »» [read more] ««

5 Tips For Paying Cash For Big Purchases

There has been a buzz lately celebrating people paying cash for big purchases. Paying with credit sure doesn’t make the news, revealing that paying cash is not the norm. Even though it is not a »» [read more] ««

Why We Love Living On A Budget

Does it sound ridiculous to say I love living on a budget? Perhaps as crazy as saying,  “Why I adore counting calories” or something equally torturous? But having a budget that we »» [read more] ««